It’s a Great Time to Know Your Banker.

First City Bank is open in Alpharetta, with local bankers ready to help North Fulton businesses and families bank with more confidence, clarity, and personal attention.

First City Bank is here for North Fulton, bringing local decision-making and direct banker access to customers who want a more personal way to bank.

Find the Right Place to Start

Whether you’re opening an account, planning for growth, protecting larger balances, or looking for guidance from a local banker, we’ll help you take the next step with confidence.

Open a Personal Account

See which personal account options fit how you bank, save, or manage everyday money.

Grow Personal Savings

Compare personal savings options designed to help you set money aside and earn more over time.

Finance a Need

Find personal, business, or property lending options based on what you’re planning next.

Manage a Business

See business banking services built for owners, operators, and daily financial management.

Talk With a Banker

Connect with someone who can answer questions and help you find the right place to start.

Find the Right Banking Relationship

Not sure where to begin? Choose the path that sounds closest to what you need. We’ll help you narrow the options from there.

Everyday Banking

Choose the checking account that fits how you manage your money today, with local support whenever you need it.

Premier Checking

Make Your Checking Balance Earn Its Keep

Essential Checking

Checking That Works for Everyday Life

Choose the checking account that fits how you manage your money today, with local support whenever you need it.

Certificates of Deposit

Turn Time Into Higher Returns

Triple Advantage

Your Relationship Should Reward You

Money Market Acct

Keep Your Savings Working, Not Waiting

Savings Account

Separate Today’s Spending from Tomorrow’s Goals

Choose the checking account that fits how you manage your money today, with local support whenever you need it.

Legacy Planning

Make Life Easier for the People You Love.

HSAs

Save for Healthcare Before You Need It

Traditional IRA

Tomorrow Starts with What You Save Today

Choose the checking account that fits how you manage your money today, with local support whenever you need it.

Home Equity Line of Credit

Access the Value You’ve Built

Personal Credit Cards

When Life Moves, You’re Ready

Choose the checking account that fits how you manage your money today, with local support whenever you need it.

Relationship Checking

Banking That Rewards Your Relationship

Non-Profit Checking

Banking That Supports Your Mission

Government Banking

Banking That Supports Your Community

Business Checking

Business Checking That Keeps Business Moving

Choose the checking account that fits how you manage your money today, with local support whenever you need it.

Cash Management

Cash Flow Keeps Business Moving

Triple Advantage

One Relationship, More Rewards

Money Market

Earn More While Keeping Cash Within Reach

Business Savings

Put Your Business Savings to Work

Choose the checking account that fits how you manage your money today, with local support whenever you need it.

SBA Lending

Financing to Help Your Business Grow

Commercial Real Estate & Industrial Lending

Financing Built Around Your Business

Choose the checking account that fits how you manage your money today, with local support whenever you need it.

Payment Solutions

Get Paid Without Slowing Down.

Electronic Banking & Payment

Banking That Moves at Your Speed

Payroll & HR

Take Payroll Off Your To-Do List

Positive Pay

Keep Your Accounts One Step Ahead

Choose the checking account that fits how you manage your money today, with local support whenever you need it.

Business Continuity Planning

Protect the Business You’ve Built

Business Credit Cards

Business Spending Made Simpler

Meet Our Team

The First City executive team brings deep banking experience and a clear understanding of what this market has been missing. Led by President and CEO Bob Koncerak, the team includes CFO Kellie Pressnall, commercial lender Erik Bykat, de novo banking veteran Chris Acker, and Experience Officer Scott Doll. Together, they bring executive banking, finance, lending, leadership, and customer experience to First City Bank’s brand promise.

Bob Koncerak

President & CEO

Kellie Pressnall

Chief Financial Officer

Erik Bykat

EVP & Chief Lending Officer

Chris Acker

EVP & Chief Operating Officer

Scott Doll

SVP & Experience Officer

Committed to the Community We Serve

First City Bank was built for North Fulton, and that means showing up beyond the branch.

As we grow, our commitment is not limited to the accounts we open or the services we provide. It includes being present where people gather, where local organizations do good work, and where the future of this community is being shaped.

You’ll find our bankers at nonprofit fundraisers, civic events, business gatherings, and community celebrations across North Fulton. We’re there to listen, build relationships, support good work, and stay connected to the people and places we serve.

First City Bank was honored to celebrate the Lotus Club’s first anniversary with the Vietnamese community.

First City Bank joined the fun at the Mayor’s Corporate Challenge 5K, hosted by the Alpharetta Rotary.

First City Bank was proud to sponsor Family Promise’s Brunch & Bubbly fundraiser.

First City Bank is proud to support the Alpharetta Symphony and its work in our community.

First City Bank was proud to sponsor Lionheart School’s Grilling & Gridiron, a great day of barbecue, fundraising, and football.

What People Are Saying About First City Bank

“That community feeling is missing here in Alpharetta and I’m excited to bring it back.”

"Our community is in dire need of a locally owned and managed financial institution whose decision makers sit across the table from you."

“The fact that First City Bank can make local decisions on loans and various things that typically would take weeks and sometimes a month to hear from someone.”

"I see First City Bank really connecting with the community, helping young couples, supporting families, and showcasing the entrepreneurs and small businesses that are getting started here in Alpharetta."

"North Fulton has been missing the kind of banking relationship people used to have, where you know your banker and know who to call."

You don’t have to switch. Start here.

You don’t need to move your entire banking relationship to try First City Bank. Start with a conversation. Open a money market. See how we work. We’ll earn the rest.